JAZ INSURANCE

Fire and Property Insurance in Lebanon

Protect premises with clearly stated cover.

Property insurance concerns buildings, contents and other physical assets identified in a policy. JAZ INSURANCE helps homeowners and businesses in Lebanon prepare property information and compare available fire and property insurance proposals.

Identify the property and your interest

Start with the location, type of premises and how the property is used. Tell JAZ whether you own the building, rent the premises or are responsible for particular assets inside it. A home, shop, office, warehouse and workshop each require a clear description. If several locations are involved, prepare a separate entry for each one. This helps the insurer understand the interests being proposed for insurance and the activities carried out at the address.

Buildings, contents, equipment and stock

A property quotation should distinguish the building from its contents and the business assets within it. Equipment, furniture, fixtures and stock may need separate values in the proposal. Ask the insurer to explain the property items and benefits included in the offer. For a household, list significant contents and describe how the premises are occupied. For a business, explain the activities and any seasonal changes in stock so the quotation discussion reflects the actual premises.

Preparing property values for comparison

Accurate values give insurers a clearer basis for preparing offers. Ask what valuation basis is being used for the building and each category of contents. If you do not have current figures, identify which information needs checking before requesting a final proposal. Avoid comparing quotations that use different descriptions or values without discussing the differences. JAZ can help organise a property schedule so the same address, use and asset information is presented to the insurers being approached.

What influences a property premium

The type of building, construction, occupation, location, asset values and protection arrangements may affect the quotation. Insurers may ask about fire protection, security or the way goods are stored. Explain the actual arrangements at the property and provide supporting information where requested. A residential apartment and a warehouse containing trading stock present different quotation questions. JAZ can help you understand the information requested and compare the proposed packages alongside their premiums.

Changes to premises during the year

Tell JAZ when you move, renovate, add equipment or change the activity at a business location. A growing business may need to review its property schedule as stock and machinery values change. Keep the property description and insurance documents together with other premises records. If you need assistance after an incident, JAZ can help identify the policy and communicate with the insurer about the information requested for the next administrative steps.

Ask JAZ for a property quotation

Contact JAZ with the property address, use and the assets you want to discuss. If you already have a policy, share the schedule so available alternatives can be requested using a clear reference. JAZ is an independent licensed broker based in Lebanon and serves individuals, families and businesses in Lebanon and internationally. Before renewal, review values, occupancy and any changes at the premises. Policy clients receive a dedicated hotline number for claims assistance, available 24 hours a day, 7 days a week.

YOUR QUESTIONS. CLEAR ANSWERS.

FAQ

01Can JAZ discuss insurance for a home?

Yes. Tell JAZ the property location, whether you own or rent it, and the building or contents you want included in the quotation discussion.

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02Can a business request property insurance?

Yes. Prepare the addresses, activities and values of buildings, equipment and stock. JAZ can request available proposals for the premises described.

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03How should I present property values?

Separate the building, contents, equipment and stock where relevant. Ask what valuation basis the insurer uses so quotations can be compared using consistent figures.

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04What affects the premium?

Building type, construction, location, use, values and protection arrangements can affect pricing. Insurers may request more information about the premises before making an offer.

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05What if I move or add equipment?

Contact JAZ with the new address or asset information and intended date. We can ask the insurer about the appropriate update and its revised proposal.

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06How can JAZ help at renewal?

JAZ can review the current property schedule with you, request updated offers and help compare them using the latest values and premises information.

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Discuss your insurance with JAZ

Call +961 81 955 961 or email info@jazinsurance.com. Describe your request and the proposed start date so JAZ can explain the next steps.

Request a quotation

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