Identify the property and your interest
Start with the location, type of premises and how the property is used. Tell JAZ whether you own the building, rent the premises or are responsible for particular assets inside it. A home, shop, office, warehouse and workshop each require a clear description. If several locations are involved, prepare a separate entry for each one. This helps the insurer understand the interests being proposed for insurance and the activities carried out at the address.
Buildings, contents, equipment and stock
A property quotation should distinguish the building from its contents and the business assets within it. Equipment, furniture, fixtures and stock may need separate values in the proposal. Ask the insurer to explain the property items and benefits included in the offer. For a household, list significant contents and describe how the premises are occupied. For a business, explain the activities and any seasonal changes in stock so the quotation discussion reflects the actual premises.
Preparing property values for comparison
Accurate values give insurers a clearer basis for preparing offers. Ask what valuation basis is being used for the building and each category of contents. If you do not have current figures, identify which information needs checking before requesting a final proposal. Avoid comparing quotations that use different descriptions or values without discussing the differences. JAZ can help organise a property schedule so the same address, use and asset information is presented to the insurers being approached.
What influences a property premium
The type of building, construction, occupation, location, asset values and protection arrangements may affect the quotation. Insurers may ask about fire protection, security or the way goods are stored. Explain the actual arrangements at the property and provide supporting information where requested. A residential apartment and a warehouse containing trading stock present different quotation questions. JAZ can help you understand the information requested and compare the proposed packages alongside their premiums.
Changes to premises during the year
Tell JAZ when you move, renovate, add equipment or change the activity at a business location. A growing business may need to review its property schedule as stock and machinery values change. Keep the property description and insurance documents together with other premises records. If you need assistance after an incident, JAZ can help identify the policy and communicate with the insurer about the information requested for the next administrative steps.
Ask JAZ for a property quotation
Contact JAZ with the property address, use and the assets you want to discuss. If you already have a policy, share the schedule so available alternatives can be requested using a clear reference. JAZ is an independent licensed broker based in Lebanon and serves individuals, families and businesses in Lebanon and internationally. Before renewal, review values, occupancy and any changes at the premises. Policy clients receive a dedicated hotline number for claims assistance, available 24 hours a day, 7 days a week.
Discuss your insurance with JAZ
Call +961 81 955 961 or email info@jazinsurance.com. Describe your request and the proposed start date so JAZ can explain the next steps.
Request a quotation
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