Build the discussion around your activity
Begin by describing what your business does and where it operates. A retailer, professional office, workshop, restaurant and distribution company have different insurance needs. List the premises you occupy, the work performed at each location and the assets used in the business. Tell JAZ whether customers visit, whether goods are transported and whether work takes place at client sites. This operational description helps identify which insurance lines should be discussed with insurers.
People, property and business vehicles
A business review can include group medical insurance for employees, motor insurance for company vehicles and property insurance for premises and contents. Some companies also need marine cargo insurance for goods or engineering insurance connected with projects and equipment. These lines can be considered together while keeping each proposal clear. Ask for a schedule showing the insurer, policy period, premium and business information used for each part of the quotation.
Responsibilities connected with your work
Casualty and liability insurance can be relevant when a company’s work involves customers, visitors, products or professional services. Explain the activities carried out by the business and any insurance requirements in client contracts. JAZ can help organise the questions for insurers and request available proposals. If you operate in several countries or work with international customers, identify those locations and relationships so they can form part of the quotation discussion from the start.
Information that affects business pricing
Insurers may ask for turnover, payroll, employee numbers, property values, vehicle lists or the value of goods transported, depending on the insurance requested. Accurate information helps produce a meaningful quotation. Separate building values, equipment and stock rather than giving one unexplained total. For seasonal businesses, describe when activity and stock levels change. JAZ can help you organise the figures requested so the insurer can assess the business as it actually operates.
Compare offers in an organised way
A business insurance comparison should make the requested lines and the associated premiums easy to follow. JAZ can request available offers, explain the proposed packages and help you decide which questions to put back to insurers. Keep the company name, locations and policy dates consistent across the proposals. Where several policies are being considered, create a simple renewal calendar and identify the person responsible for providing updates and receiving insurance documents.
Quotations, servicing and renewal
Contact JAZ with a short description of the company and the policies you need to review. Share current schedules if you want an existing programme compared with alternatives. During the year, tell JAZ about new premises, vehicles, employees or changes in activity. Before renewal, review the information again so updated offers reflect the business. JAZ is based in Lebanon and serves clients in Lebanon, the Middle East and internationally. Policy clients receive a dedicated claims assistance hotline, available 24 hours a day, 7 days a week.
Discuss your insurance with JAZ
Call +961 81 955 961 or email info@jazinsurance.com. Describe your request and the proposed start date so JAZ can explain the next steps.
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