Describe the purpose of the request
Start with the property or business interest you want to discuss. Identify each location, how it is used and the assets situated there. A business with several branches should prepare a location schedule rather than using one general address. Explain whether the request relates to an existing insurance review, a new premises arrangement or a contractual requirement. This gives JAZ a practical basis for asking insurers which proposals are available for the interests described.
Treat the proposal as a separate discussion
Political violence insurance should be discussed under its own proposed policy description. Ask the insurer to state the events and property interests included in the offer in clear written terms. A broad product name is not enough to explain what is being proposed. JAZ can help organise the information from available insurers and put your questions back to them. The comparison should identify the actual proposal, the assets described and the requested insurance period.
Prepare a location and asset schedule
List the addresses, building uses and values relevant to the request. Separate buildings, equipment, contents and stock where appropriate, and explain the activities carried out at each premises. If values vary during the year, describe the pattern to JAZ. Insurers may request additional location information or supporting documents. A clear schedule helps avoid confusion between different sites and gives each insurer the same starting information when an offer is requested.
What can affect the quoted price
Location, occupancy, asset values, the proposed period and the package requested can influence a political violence quotation. Availability and pricing can change, so obtain a current offer rather than relying on a previous discussion. Ask for the quotation date and proposed start date to be shown clearly. When several proposals are available, compare them using the same schedule of locations and assets. JAZ can help explain the differences in the information presented by insurers.
Keep business information up to date
Tell JAZ when you add a location, move stock or change how a premises is used. If a contracting party has requested particular insurance, share the exact wording with the quotation request. Keep the agreed property schedule and policy documents accessible to the people responsible for the business. JAZ can explain the insurer’s administration process and communicate requests for updates during the year. Clear records also help identify the relevant policy when claims assistance is needed.
Discuss an offer with JAZ
Contact JAZ with the locations, asset values and the insurance period you want to consider. If you have existing policies, share the schedules so the request can be reviewed in context. JAZ is an independent licensed broker based in Lebanon, serving clients in Lebanon, the Middle East and internationally. Before renewal, update the information and request current proposals. Every client who takes out a policy through JAZ receives a dedicated hotline number for claims assistance, available 24 hours a day, 7 days a week.
Discuss your insurance with JAZ
Call +961 81 955 961 or email info@jazinsurance.com. Describe your request and the proposed start date so JAZ can explain the next steps.
Request a quotation
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